Whether you're pitching in for a birthday gift or splitting the 成本 of takeout, Zelle® 这是一种方便的发送方式吗, 向家人和朋友要钱——通常在几分钟内.1
只使用电子邮件地址或U.S. mobile phone number, 你几乎可以给任何你认识的人汇款, 不管他们在哪里存钱.2
快: 给家人或朋友寄钱,通常在几分钟内.1
它是安全的: Your money is sent directly between bank accounts – no account details are ever shared.
很简单: 无需下载另一个应用程序. 使用Zelle免费发送或接收资金® 在Patelco移动应用程序.
Zelle® 是快速的, safe and easy way to send and receive money with friends and family without ever having to leave your Patelco Mobile app. So, 你是否分摊了外卖的费用, 凑钱买杂货或者付一半的房租, Zelle® makes it easy to send money typically within minutes directly 从 your Patelco account to theirs.
开始很容易. 所有你需要的是你的电子邮件地址或美国手机号码注册. 只需打开Patelco应用程序,点击“用Zelle汇款”®." Then select "send" and enter the phone number or email address of the trusted person you want to send money to, 输入你要寄的金额, 回顾一下细节,你就可以开始了.
所以下次你需要付钱给遛狗人, 给你爱的人寄生日钱,或者请朋友喝咖啡, 给Zelle® 一试.
In this short demo, we’ll show you how to quickly send money to friends or family with Zelle® QR码和现成的联系人.
Zelle® is an easy way for members to send, receive or request money 从 family and friends within minutes.1 在里面可以免费使用 Patelco在线™ 以及Patelco移动应用程序.
只需要一个电子邮件地址或美国移动电话号码, 你几乎可以给任何你认识的人汇款, 不管他们在哪里存钱.1
很容易! Zelle® 已在Patelco移动应用程序和Patelco在线™.
您可以使用您的美国手机或电子邮件地址注册. (你必须年满18岁才能注册.)
NOTE: The phone number or email address you enter will need to match your online banking profile. You can update your profile by visiting the settings section of Patelco在线™ 或移动应用程序.
为了您的安全, we restrict the number of transactions and the dollar amount you can send to recipients in any 24-hour and 30-day period. 使用Zelle,您可以收到的金额没有限制®.
在Patelco在线™ 或移动应用程序, you can select the question icon next to limits to see your remaining available daily limit.
使用Zelle是免费的® 在我们的移动应用程序或Patelco在线™. 有时, you may receive notifications via text message if you have enrolled your US mobile phone number. 你的无线运营商可能会按短信收费, 因此,在使用这项服务之前,请检查你的无线计划.
是的. 如果你是现存的Zelle® user and you want to continue receiving and sending money at your other bank or credit union, you should use a different US mobile number or email address to enroll with Zelle® 在Patelco. 例如,如果你已经在使用Zelle® at another institution using your email address, you could enroll with Zelle® 用你的美国手机号码在帕特尔科打电话. 如果你只想用Zelle的话® 帕特尔科的学生,而你已经加入了泽尔® 在另一家银行,当你在Zelle注册时® 在Patelco, you will have the option to transfer your existing mobile number or email 从 that bank.
是的. 会员必须年满18岁才能使用Zelle®.
当你在Zelle注册时® 通过Patelco, 你的名字, 您的银行(或信用合作社)的名称, 您注册的电子邮件地址或美国手机号码与Zelle共享®. 任何敏感的账户细节都不会被分享.
When someone sends money to your enrolled email address or US mobile number, Zelle® looks up the email address or mobile number in its directory and notifies Patelco of the incoming payment. 然后,帕特尔科会把钱转到你的支票账户或储蓄账户, 同时保持您的敏感帐户详细信息的私密性.
你可以用Zelle® 给家人送钱、礼物或分担费用, 朋友和其他你熟悉的人, 比如你的私人教练, 保姆或邻居.1
Since money is sent directly 从 your bank account to another person’s bank account within minutes,1 Zelle® 应该只用来给你认识和信任的人汇款吗. If someone you don’t know asks you to send money to them for particular things to be received in the future, Zelle® 可能不是最好的选择.
Patelco和Zelle都不是® 为任何与Zelle的授权付款提供保护计划®; 比如,如果你用Zelle寄钱® but do not receive the item you paid for, or if the item is not as you expected.
常规的 储蓄, 检查 and Money Market (non-爱尔兰共和军) accounts can be used with Zelle®. 在Patelco,商业和公司账户没有资格使用Zelle® 在Patelco as it is intended to be used to send or receive money with family or friends. 账户中必须有可用资金才能向Zelle汇款®.
保证你的资金和信息安全是最重要的. 当你用Zelle的时候® 在我们的手机应用程序或网上银行, your information is protected by the same technology we use to keep your credit union account safe. 记住,你的Zelle® 收件人不会看到你的帐号,你也不会看到他们的. As a reminder, make sure you send money only to people you know and trust in order to avoid scams.
为了使用Zelle® ,发件人和收件人的银行账户都必须在美国.
用Zelle寄钱®,登录Patelco移动应用程序并选择 更多的 (或三行),然后去 转移 & 支付然后是Zelle®. 需要注册.
你应该只把钱寄给你认识和信任的朋友、家人和其他人. You can find which friends are using Zelle® by allowing access to your contacts. 那些已经注册的将使用Zelle® 他们名字旁边的Z. Since money is sent directly 从 your Patelco bank account to another person’s bank account within minutes1, 只把钱寄给你认识的人很重要, 并确保你使用了正确的电子邮件地址或美国手机号码.
收钱, 分享您的个性化二维码(根据要求), (选择查看我的二维码), your enrolled email address or your US mobile phone number with a friend or family member and ask them to send you money using Zelle®.
和Zelle一起寄钱® 是否类似于使用现金. 汇款前, make sure your recipient’s contact information is correct and that the recipient is someone you know and trust. Patelco和Zelle都不是® 为任何与Zelle的授权付款提供保护计划® 比如,如果你用Zelle寄钱® but do not receive the item you paid for, or the item is not as described or as you expected.
如果你把钱寄错了人, 我们建议与收款人联系,要求退还款项. 如果你不能拿回你的钱,请打电话给我们 800.358.8228 所以我们可以帮助你.
You can find a full list of participating banks and credit unions that Zelle® 在这里. If the person’s bank is not on the list, that’s okay – they can still enroll with Zelle®. 参与的金融机构的名单一直在增长, 收信人仍然可以使用Zelle® 通过下载Zelle® Android和iOS应用程序.
加入Zelle® app, your recipient will enter their basic contact information, an email address, a U.S. 手机号码和一张Visa卡® 或万事达卡® 带美元的借记卡.S.(不包括美国账户).S. 领土). Zelle® does not accept any credit cards or debit cards associated with international deposit accounts.
You can cancel a payment if the person you sent money to hasn’t yet enrolled with Zelle®. To check whether the payment is still pending because the recipient hasn’t yet enrolled, 你可以去你的活动页面, 选择要取消的付款, 然后选择 取消这笔付款.
如果你寄钱的人已经在Zelle注册了®,钱会直接打到他们的银行账户,不能取消. 这就是为什么只把钱寄给你信任的人很重要, and always ensure you ‘ve used the correct email address or US mobile number when sending money.
如果你把钱寄错了人, 我们建议联系收款人并要求退款. 如果你不能拿回你的钱,请打电话给我们 800.358.8228 所以我们可以试着帮助你.
用Zelle要钱® 从 Patelco在线™,将鼠标悬停在主菜单上 转移 & 支付,然后选择 Zelle®. 在移动应用中,选择 更多的 (或三行),然后选择 Zelle®.
如果你已经在Zelle注册了®: 你不需要采取任何进一步的行动. The money will move directly into your bank or credit union account, typically within minutes1. You will receive a notification via text or email to inform you that money was sent to you.
如果你不是Zelle的学生®:
您将收到一封电子邮件或短信,通知您资金已发送给您. Review this message 然后选择 the link in the payment notification you received.
选择Patelco作为您的金融机构.
Follow the instructions provided on the page to enroll and receive your payment. 你应该在Zelle注册® using the email address or US mobile number w在这里 you received the notification to ensure you receive your money.
是的. 如果需要编辑联系人,请使用 设置 Zelle内标签®. 要访问设置选项卡,请登录Patelco移动应用程序并转至 用Zelle寄钱®. In Patelco在线™ 进入主菜单并选择 转移 & 支付,然后 用Zelle寄钱®. 选择 设置 按TAB键,然后 接触. 选择要编辑的联系人的名称,然后选择 保存.
如需帮助,请访问我们的 欺诈中心 按照提供的步骤操作.
记住只使用Zelle® 付钱给你已经认识的人,比如你的室友或发型师. 如果你发现可疑活动,立即太阳集团平台.
1 需要使用Zelle的美国支票或储蓄账户®. 注册用户之间的事务通常在几分钟内完成.
2 向尚未在Zelle注册的人员发出付款请求® 必须发送到电子邮件地址.
Zelle® 和Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used 在这里in under license.
Zelle® 条款和条件.